A loan of $775 helped to buy construction materials like sand, cement, gravel, and bricks.

Ramona Magdalena's story

The members of the “Damas Emprendedoras De Pachinche” (Enterprising Ladies of Pachinche) Communal Bank meet every two weeks at the place known as Pachinche, which is in the Colon parish in the city of Portoviejo. It is known for its hard-working people who are devoted to agriculture and to raising livestock.

This is where we met Ramona, age 21. She is in a common-law marriage, and she has a child who is three years and six months old. He is the most beautiful thing in her life. Her husband is a bus driver.

She has been in the communal bank for five cycles. She likes it because she gets along very well with all of her colleagues in the group.

She lives with her family in a very small house. She tells us that now that her son is a little bigger, it is a bit uncomfortable because they only have one room. She needs to make improvements on her house. She wants to build a room for her son and a kitchen. That way her house will be more comfortable for the whole family.

She will use her loan to buy construction materials like sand, cement, gravel, and bricks, etc.

Her dream is to have a large, well-finished house.

Translated from Spanish by Kiva volunteer Ginny Kalish

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