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Dushyigikirane 24 A Group
In this Group: Onesphore, Jean, Joseph, Zaina, Immaculée, Christophe
Onesphore is a farmer-breeder who was born in Rwanda. He is a member of the DUSHYIGIKIRANE 24A group. He is married and 36 years old. He has 3 children between the ages of 3 and 9 and two children attend school. He has no dependents. He has had 8 years of primary schooling. This is his first round of loans with ACB. He will use the funds to buy rice for resale. He does not expect any difficulty with repaying the loan. His strategy for growing his business: he would like to sell large quantities of rice at a high price. For his vision, he would like to buy rice to maximize profit. For his family, he would like to pay his children’s school fees and to take care of them.
View original language description ↓
Onesphore est agri-éleveur né au Rwanda, et il est membre du groupe DUSHYIGIKIRANE 24A. Il est marié, il a 36 ans, il a 3 enfants entre 3 ans et 9 ans, deux enfants vont à l’école, et il n’a aucunes personnes en charge. Il a 8 ans des études primaires. C’est son premier cycle de prêt avec ACB. Elle va utiliser son crédit pour acheter du riz pour le revendre. Il n’a aucune difficulté attendue de non-remboursement de son prêt. Sa stratégie pour la croissance de son business il voudrait vendre en grande quantité du riz sur le prix élevé. Pour sa vision il voudrait acheter du riz en vue de maximiser le profit. Pour sa famille il voudrait payer le minerval pour ses enfants et les faire soigner.

Additional Information

About Amasezerano Community Banking, S.A.

Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,700
    Average annual income
  • 40
    View loans »
    Rwanda Loans Fundraising
  • $18,427,025
    Funds lent in using Kiva
  • 591.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of Dushyigikirane 24 A Group's $1,000 loan helped a member to purchase rice for resale.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
At end of term
Jun 8, 2011
Jun 22, 2011
Currency Exchange Loss:
Oct 15, 2011