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Ebeneza Group
In this Group: Redemia, Justine, Sophia, Victoria, Mohamed*, Emmanuel, Josephina, Abetina, Mariam, Lucy, Avelina, Hassan, Annes, Fransica, Hellena, Christina, Dorothea, Maria, Moza, Victoria, Neema
* not pictured
Redemia is in her early thirties and is married with a small child who is in school.

For the past four years Redemia has been selling fruit, other small food items and tea. She works from 9:00 a.m. to 8:00 p.m. each day and is able to make a small monthly profit.

This will be Redemia’s fourth loan from Tujijenge Tanzania. She will share this loan with her loan group. The group is called “Ebeneza” and has 21 members who will hold each other accountable for paying back their loans.

Redemia used her previous loans to buy more small food items to sell along with her tea and has successfully paid back all of her loans. She hopes for a loan to sell more fruit. Her dream is to own her own restaurant where she can sell drinks, chips, meat and other food items.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 50
    View loans »
    Tanzania Loans Fundraising
  • $15,699,975
    Funds lent in using Kiva
  • 1,575.0
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Ebeneza Group's $4,100 loan helped a member to buy more fruit to sell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jun 9, 2011
Jun 10, 2011
Currency Exchange Loss:
Nov 16, 2011