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Mrs. Seb is 44 and the mother of four single children, one of whom is employed in Thailand. She and her husband are local farmers who have been planting a variety of crops for over ten years.

They are able to generate a daily income of approximately of US$ 6 to cover with their expenses. Recently, he has needed some money to start planting rice crops, but their current savings was not enough to make it possible. In order to deal with this problem, Mrs. Seb requested a loan of $500 to pay for the cost of farmland which she bought before hand and to buy many sacks of fertilizes for her crop to grow well.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 143
    View loans »
    Cambodia Loans Fundraising
  • $41,468,375
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Seb to pay for farmland which she bought on credit and also to buy many sacks of fertilizes for her crop.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 19, 2011
Jul 1, 2011
Currency Exchange Loss:
May 15, 2012