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Heng and her husband had a photo taken together in her tailoring shop. They always help each other to serve both old and new customers. This couple runs their business very well and a lot of customers admire the good service they are providing. In addition, Heng sells many goods at her house to her neighbors for more profit. Heng has four children, three are single and the other one is married. All of them help her in the same business. Heng will use her loan to build a new kitchen and repair her old toilet.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 54
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Heng to build a new kitchen and repair her old toilet.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
May 12, 2011
Jul 1, 2011
Currency Exchange Loss:
Mar 17, 2012