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Yelba Mercedes
Yelba will graduate with a degree in Chemistry and Pharmacy in 4 months and is requesting a loan to finish her university studies.

In time Yelba will have a good job as a medical representative and will be able to give her son a better education. Her children inspire her. Her daughter is already a professional and would like to support her son so that she can also finish her university studies.

"I am an honest, responsible person. A pregnancy at a young age made it difficult for me to continue with my secondary education and now I am trying to finish my university studies."
View original language description ↓
Yelba se graduará de la carrera de Química y Farmacia en 4 meses y solicitá el crédito para finalizar sus estudios universitarios.

En algún tiempo Yelba se vé con un buen trabajo ya sea como visitador médico y pudiéndole brindar a su hijo una educación mejor. La inspiran sus hijos, su hija es ya profesional y le gustaría apoyar a su hijo para que también pueda terminar la universidad.

"Soy una persona honesta, responsable, un embarazo a temprana edad me dificultó continuar con mis estudios secundarios y ahora estoy tratando de culminar mis estudios universitarios"

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 62
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 22.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Yelba Mercedes pay for her certification course for her degree.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
May 20, 2011
Jun 13, 2011
Currency Exchange Loss:
Jul 18, 2013