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James is a 43 year old, married man with 3 children. He earns a living by farming rice in the Philippines. James is borrowing PHP 10000 through NWTF to purchase of fertilizers and pesticides for his rice farm.

James has been farming rice for 20 years and also earns additional income from motorcycle transport operator. He is working tirelessly towards the attainment of his dream: to build and expand his business in order to secure the future of his family.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 456
    View loans »
    Philippines Loans Fundraising
  • $69,644,875
    Funds lent in using Kiva
  • 43.2
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped James to purchase fertilizers and pesticides for his rice farm.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 25, 2011
Jun 8, 2011
Currency Exchange Loss:
Dec 15, 2011