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Julieta is 40 years old and married with two children. She runs a sari-sari (variety) store in the Philippines and also earns income from raising livestock. Julieta works hard to provide for her family. She has been running her store for the past four years and has repaid three previous loans through NWTF.

Julieta is requesting a 15,000 PHP loan through NWTF to buy products to sell such as milk, groceries, and other items. In the future, Julieta aspires to save money to expand her business.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 454
    View loans »
    Philippines Loans Fundraising
  • $69,733,650
    Funds lent in using Kiva
  • 43.2
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Julieta to buy items to sell in her sari-sari store.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
May 11, 2011
Jun 8, 2011
Currency Exchange Loss:
May 15, 2012