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Jimmy Omar
Jimmy Omar is 19 years old. He is single and lives with his mother and one brother. He has no children. He lives in the canton of Ventanas, in Los Ríos province.

The members of "LA UNION" communal bank come together in the Aguas Frías de Medellín neighborhood, which belongs to the canton of Ventanas. The members of this communal bank work in agriculture, planting short-cycle crops such as corn, rice and pole beans.

Jimmy has worked in agriculture for some time, planting corn. His late father taught him this profession. He buys what he needs in Ventanas, and he sells his crops at the daily markets, especially the Sunday market.

He is requesting the loan to buy seeds, fertilizers and compost. With the help of the loan, he will be able to improve his economic situation so that he can cover his needs. Some of the challenges he faces are the competition and the changes in the climate. His dream is to keep working so that he can have money and help his mother and brother.

He enjoys going to the city of Ventanas to visit his friends.
View original language description ↓
Jimmy Omar tiene 19 años, Es soltero vive con la madre y un hermano, no tiene hijos, vive en el Cantón Ventanas Provincia de los Ríos.

Los miembros de la V.R.C. LA UNION se encuentra ubicada en el Recinto Aguas Frías de Medellín, perteneciente al Cantón Ventanas, esta ventanilla se dedica labores agrícolas de ciclo corto siembra de maíz, arroz, frejol gandul.

Jimmy se dedica a la agricultura la siembra de maíz desde hace tiempo, pues es una actividad que le enseño su padre fallecido, las compras las realiza en Ventanas y las vende en las ferias de todos los días en especial la de los domingos.

Solicita el crédito para la compra de semillas, fertilizantes y abonos. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentar desafíos es la competencia y la variación del clima. Su sueño es seguir trabajando para tener dinero y ayudar a su madre y hermano.

Le gusta salir a la ciudad de Ventanas a visitar a los amigos.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 36
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Jimmy Omar to buy seeds, fertilizers and compost.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jun 2, 2011
Jun 10, 2011
Currency Exchange Loss:
Jan 15, 2012