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Salem Plus Group
In this Group: Paulin, Aimé, Badra, Rebecca, Ruth, Marie Claire, Charles, Sophie, Anny, Ngalula, Esako, Raymond
Paulin, aged 47 and married, is the chairman of the Community Bank named “Salem Plus” which consists of 12 members united in solidarity to receive loans from Kiva through IMF HOPE RDC with the goal of developing their businesses.
Paulin sells fertilizer and seeds to the west of Kinshasa. He started his business in 1993. Paulin is happy right now as, with the loan, he will be able to buy fertilizer and seeds, have a greater range of stock and be able to meet customer demand. Paulin makes a profit of US$100 per week. With the money he earns, he hopes to provide financial support for his family. His dream is to, someday, own a farm. Paulin has six children aged between 2 and 35. Three of them go to school. He also takes care of his two nephews.

Additional Information


HOPE International has been providing small business loans and savings services to thousands of entrepreneurs in DRC since 2004. HOPE DRC targets small business owners who can use loans to increase their inventories or invest in assets that have the potential to increase their incomes. Funds from Kiva lenders play a major role in expanding access to affordable, flexible capital for micro-entrepreneurs, 80% of whom are women.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 2
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $13,515,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Salem Plus Group's $3,575 loan helped a member to increase his stock by buying sacks of fertilizer and seeds for resale.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
May 31, 2011
Jun 8, 2011
Currency Exchange Loss:
Oct 15, 2011