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This is 32-year-old Tommy. He is married and has 2 children, ages 11 and 2 years old. He has one additional dependent who lives with him because he is his nephew.

In 2000, Tommy established his drinks business. He began his business because he wanted to have more income to provide livelihood for his family. Working 7 days a week and 15 hours a day, he earns about 800,000 SLL every month from this business. He would like a loan in the amount of 3,000,000 SLL. Tommy requires a loan in order to buy additional drinks for his business. He hopes that this loan will enable him to increase his monthly profits by approximately 200,000 SLL.

In the future, Tommy plans to get a house, educate his children and extend his business. He thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 45
    View loans »
    Sierra Leone Loans Fundraising
  • $10,082,750
    Funds lent in using Kiva
  • 4,250.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Tommy to pay for more beverages for his business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 20, 2011
Jun 7, 2011
Currency Exchange Loss:
Dec 15, 2011