A loan of $725 helped to buy merchandise for her retail business.


Cecilia's story

Cecilia, 28, lives in a house that she owns in the Peruvian "departamento" of Lambayeque. The house has water and electric service, but nothing more. Most people in the area scrape by on incomes from fishing, farming and retail businesses.

Cecilia started a corner shop 3 years ago. She sells all kinds of everyday products (rice, milk, cooking oil, sugar, diapers, pens and paper, etc.). She operates the business at home so she can open it at any hour, an advantage that distinguishes her business from others and helps to increase her income.

Cecilia is applying to Edpyme Alternativa for a 2000 new soles loan that she will use to buy larger quantities of goods so that she can expand the range of products she sells. She extra revenue will allow her to repay the loan and improve her standard of living. Cecilia's dream is to one day have a wholesale business, something that would generate much more income and possibly allow her to set up another kind of business, as well.

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Translated from Spanish by Kiva volunteer Jere Wiseman


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