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Bayerena Group
In this Group: Tourmane, Diarry, Khady, Fatou, Bintou, Dianke
This solidarity group was formed on October 19, 2001. The group is made up of six women who live in the same district. Their main business involves selling small items.

Madame Khady who is on the right in the photo, raising her hand, is the leader of the group. She is 43, married, and the mother of six children. She is also raising two other children who were confided to her by relatives.

She has a little business selling tomatoes and hibiscus petals. This loan will allow her to bolster her capital and expand her business so as to earn more income. Her goal is to participate in improving family living conditions (health, food, clothing, etc.) and adding to her savings.
View original language description ↓
Le groupe de solidarité est créé le 19 octobre 2001. Le groupe est constitué de six femmes qui habitent le même quartier. Leur activité principale est le petit commerce.

Madame Khady qui est à la droite de la photo levant la main et le responsable de groupe. Elle est âgée de 43 ans. Elle est mariée et mère de six enfants. Elle a aussi en sa charge deux autre enfants confié par ses parents.

Elle fait un petit commerce de tomate et de bissab (feuilles oseille).

Ce prêt lui permettra de renforcer son capital et de mieux développer ses activités afin de générer plus de bénéfice.

Son objectif est de participer à l'amélioration des conditions de vie de la famille (santé, nourriture, habillement etc.…) et d’augmenter ses épargnes.

Additional Information

About CAURIE Micro Finance

The mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Senegal

  • $2,300
    Average annual income
  • 1
    View loans »
    Senegal Loans Fundraising
  • $15,265,150
    Funds lent in using Kiva
  • 448.1
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Bayerena Group's $2,050 loan helped a member to buy tomatoes and dried hibiscus flowers.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
May 19, 2011
Jun 9, 2011
Currency Exchange Loss:
Dec 15, 2011