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Arle Javier
Arle is 28 years old and works as a teaching assessor for the Ministry of Education in El Almendro. He resides in Zone #1 of Nueva Galicia.

Arle is requesting his 9th loan to buy construction materials to continue building his own house. He is very grateful to our institution since due to previous loans through AFODENIC, he has acquired his own lot and little by little, is constructing his own house.

Arle's wife is also a teacher. Both contribute to covering household expenses. His greatest dream in life is to have his own home and that his family enjoy good health.
View original language description ↓
Arle de 28 años de edad, trabaja como asesor pedagogico del Ministerio de Educaciòn del el Almendro, es habitante de la zona # 1 de Nueva Guinea solicicita su 9no crèdito para comprar materiales de construcciòn para construir su propia vivienda, se siente agradecido con nuestra instituciòn ya que atraves de un crèdito otorgado por AFODENIC tiene su propio solar y poco a poco ir construyendo su propia vivienda, su esposa tambien se desempeña como docente ambos se ayudan con todos los gastos , su mayor sueño en la vida es tener su propia vivienda y que su familia goze de salud.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 54
    View loans »
    Nicaragua Loans Fundraising
  • $26,297,200
    Funds lent in using Kiva
  • 22.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Arle Javier to buy materials for home construction.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
May 18, 2011
Jun 9, 2011
Currency Exchange Loss:
Nov 15, 2012