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Agali Awamu Kikajjo Group
In this Group: Erid, Haruna, Jaon, Sarah*, Prossy, Harriet, Joweria, Saidah*, Betty, Milly, Justine, Zulaika, Jane , Florence*, Sunday
* not pictured
Erid, 28, is an upbeat, focused and civil business woman who has owned a beauty salon in Kampala for the past six years. The happily married mother of one says it has been her diligence and prayers which have seen her bring changes in her business undertaking. She began the business with a pep talk from her closet friends. Through the course of six years, she has taken stock of the many mixed experiences that come with running a business and had the time to learn how to deal with the many tough demands. This, she says, has been very consequential.

Her salon offers unisex services, which serves as a competitive advantage as she is able to handle male clients who, in most cases, think beauty salons owned by women such as herself can only handle female clients. This perception most men have is true because in Kampala, most beauty salons owned by women do only handle female clients. Erid has taken exception to that. At her salon, she does all types of trendy ladies and men's hair styles - this has also won her laurels.

Erid is confident of greater success once she gets this Kiva loan, anticipating good prospects for her business. She believes her clientele will appreciate the improvement in her services. Her weekly profits are 80,000 shillings. With this loan, she is going to purchase more hair products and cosmetics for use at her salon. The rest will go towards paying her child's fees.

In the photo, Erid is fourth from the left in the back row, wearing a necklace.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 118
    View loans »
    Uganda Loans Fundraising
  • $33,852,025
    Funds lent in using Kiva
  • 2,385.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Agali Awamu Kikajjo Group's $4,750 loan helped a member to purchase hair products and other cosmetics for her beauty salon.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jun 6, 2011
Jun 7, 2011
Currency Exchange Loss:
May 10, 2012