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Justo  Antonio
Justo Antonio lives in the department of Managua. He is a social and kind person with good moral values. He works hard to provide his family with better living conditions and greater stability.

Justo can to your offices to request a loan. A part of the funds that Ceprodel will loan him will be invested in making home improvements, to build a wall in his living room. He will purchase materials such as cement, sand, construction blocks and other materials. Another part of the loan will be invested in the purchase of a freezer to start up a business. He feels thankful to Ceprodel (Kiva Field Partner) for giving him an opportunity to make his dreams a reality. It is thanks to loans obtained from Ceprodel he has been ale to make improvements to his home.
View original language description ↓

El señor Justo antonio,vive en departamento de Managua,es una persona social, amable de buenos valores morales, trabahjadora, para darle una mejor acondicion y estabilida a su familia.

El señor justo visito nuestras instalaciones para solicitar un crédito por que quiere ocupar una parte del dinero que ceprodel le va prestar lo va a invertir en las mejoras de su vivienda, en levantar una pared en su sala, compra materiales tales como cemento, arena , bloque y otra parte del dinero lo va a invertí en compra de una refrigeradora por que quiere poner un pequeño negocio.
El señor se siente agradecido con ceprodel por darle la oportunidad de hacer realidad sus sueño por que gracias a los prestamos obtenidos en ceprodel ha podido mejoras su condiciones en su vivienda

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 52
    View loans »
    Nicaragua Loans Fundraising
  • $26,297,200
    Funds lent in using Kiva
  • 22.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Justo Antonio to purchase construction materials.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
May 30, 2011
Jun 9, 2011
Currency Exchange Loss:
Jun 3, 2012