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Yorleni is 32 years old. She is married and lives with her husband and son who are her main priorities in life. She plans to use her loan to buy fertilizers and lime to care for her coffee plantation during her upcoming harvests. She has land which is already sown and in production. What she would like is to be able to care for it and improve it so that her next harvests are better and generate a good production of coffee. She would like to become a stable coffee grower in his area and thereby be able to make enough profits to provide for her family's well-being.

This is the first loan that Yorleni has received from FUDECOSUR. She has not received previous loans from state banks but FUDECOSUR have offered her this loan with better repayment terms and a much lower interest rate.
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Yorleni, tiene la edad de 32 años, está casada y vive con su esposo y su hijo, que son su mayor prioridad. Ella pretende con el crédito realizar la compra de los abonos y la cal para la asistencia de su cafetal para las próximas cosechas. Ella cuanta con la finca ya sembrada y en producción por lo cual lo que quiere es asistirla para realizarle mejorar para las que las próximas cosechas sean mejores y generen buena producción de café. Ella quiere llegar a ser una caficultora estable de la zona y así poder generar las ganancias para el bienestar de su familia. Es el primer préstamo que recibido de FUDECOSUR. Ella no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 8
    View loans »
    Costa Rica Loans Fundraising
  • $4,836,900
    Funds lent in using Kiva
  • 503.3
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Yorleni to buy fertilizers and lime.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
May 5, 2011
Jun 9, 2011
Currency Exchange Loss:
Nov 16, 2011