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Ronald is 43 years old, married living with his three children and his wife who are his greatest priority in life. He intends to use the loan to buy fertilizer for his coffee crops. He intends to provide good care to his crops in order to improve his harvest. He wants to generate profits and improve production to provide his family with better family wellbeing.

This is his first loan with FUDECOSUR. He has had no previous loans with state banks. FUDECOSUR has provided the loan with the best terms and a much lower interest rate.
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Ronald, tiene la edad de 43 años, esta casado, el vive con sus 3 hijos y su esposa que son su mayor prioridad. El pretende con el crédito realizar compra de fertilizantes para su café. El pretende realizar una buena asistencia de su cultivo para poder mejorar la cosecha. El quiere generarle ganancias y mejorar la producción y así poderle ofrecer a su familia un mejor bienestar familiar. Es el primer préstamo que recibido de FUDECOSUR. Ella no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 8
    View loans »
    Costa Rica Loans Fundraising
  • $4,836,900
    Funds lent in using Kiva
  • 503.3
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Ronald to buy fertilizer.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
May 4, 2011
Jun 8, 2011
Currency Exchange Loss:
Mar 15, 2012