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Mrs. Ol is 43 years old. She is married and has two children who are attending school. She lives in the province of Kompong Cham. She and her husband are local cultivators. They currently generate an income of approximately $4 per day from their farming business.

Presently, this family faces a problem with their living conditions, as their house is so old and narrow that it is difficult for the whole family to live in. Because of this reason, Mrs. Ol has decided to request a loan from Kiva in order to renovate and repair her old house. With this loan, she and her family can live a more comfortable life.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 61
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Ol repair her house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 5, 2011
Jun 3, 2011
Currency Exchange Loss:
Jun 15, 2012