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In this Group: Carmen Maria , Anselma , Rony Leopoldo, Juan Alberto , Redina Liliana , Antonia , Hector Nicolas , Trinidad , Hita , Renee Eloisa , Elia
Carmen Maria is a member of the Divino Niño Jesus Communal Bank. She is 56, and she lives in a rural zone in the Chupaca province. She is married and has two children. Marcos is 18, and he attends the university. Carlos is 12 and in school. They help their mother prepare different typical dishes.

In the morning they prepare the dishes like stew, quinoa “atamalada” (boiled potato cubes, milk, cheese cubes, salt and finely chopped fresh herbs), “chicharon colorado” (a pork and potato dish), “picante D. cuy” (guinea pig in a spicy sauce), and “chicha D. jora” (a corn based drink), which is maD. from a base of seven grains.

Her husband works independently, but he helps her with the household expenses. He needs to do this because Carmen sells food in order to pay the university expenses.

The loan is to buy supplies and chairs for the business.

Carmen appears in the photo with a pink sweater in the center of the group. Her loan is for 1,000 soles.
View original language description ↓
L. señora Carmen María es socia D. L. alcancia comunal D. divino niño jesus, D. 56 años D. edad vive en L. zona rural D. L. provincia D. Chupaca, L. socia es casada tiene 2 hijos, Marcos D. 18 años en L. universidad y Carlos D. 12 años D. edad en L. etapa escolar, quienes le ayudan a su madre en L. preparación D. los diferentes platos típicos, en horas D. L. mañana preparan los platos como el puchero, L. quinua a tamalada, chicharon colorado, picante D. cuy y D. refresco L. chica D. ccora que es preparada a base D. 7 semillas, su esposo trabaja independientemente pero ayuda con el aporte en el hogar siendo necesario que Carmen venda comida para solventar los gastos D. L. universidad. El préstamo es para L. compra D. víveres y sillas para el negocio. L. socia esta ubicada al centro del grupo con chompa color rosada
El Préstamo es D. s/. 1000.00 Nuevo Soles

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 44
    View loans »
    Peru Loans Fundraising
  • $64,450,300
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Divino Niño Jesus -Chupaca Group's $3,300 loan helped a member to sell typical food dishes in the area.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 17, 2011
Jun 8, 2011
Currency Exchange Loss:
Dec 15, 2011