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María Del Carmen
María del Carmen, 69, lives with her life’s companion and two children who are going to school near home. She has a store that she supports her family with. She rises very early to sell in her store because she feels that work, effort and dedication are the best weapons to get ahead and to be able to be happy together with her family. María has a large number of customers because they find what they need in her store at a reasonable price. Besides, the place is very hygienic and they receive the attention they deserve.

Her wish to stand out has motivated her to ask INTEGRAL for a loan that will make it possible for her to stock the store with beverages, instant soups, snacks, bread and basic grains, among others. This way she will be able to maintain and succeed with her business and proviD. her family with a more dignified, financially secure life.
View original language description ↓
María del Carmen, D. 69 años D. edad, vive con su compañero D. vida y sus dos hijos los cuales reciben educación en una escuela cercana a la localidad donD. residen. Ella posee una tienda con la que logran mantener su hogar, se levanta desD. muy temprano a vender en su tienda pues piensa que el trabajo, esfuerzo y dedicación son las mejores armas para salir adelante y poder ser feliz junto a su familia. María se ha hecho D. mucha clientela pues en su tienda las personas siempre encuentran lo que necesitan a un precio accesible; además el lugar es muy higiénico y reciben la atención que se merecen, sus ganas D. sobresalir la han motivado a solicitarle a INTEGRAL un crédito que le permita abastecer su tienda con bebidas, sopas instantáneas, golosinas, pan, granos básicos entre otros. D. esta manera podrá mantener y sacar adelante su negocio y podrá darle a su familia una vida más digna con seguridad económica.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 714
    View loans »
    El Salvador Loans Fundraising
  • $29,637,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped María Del Carmen to buy beverages, instant soup, snacks, bread and basic grains.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 10, 2011
Jun 6, 2011
Currency Exchange Loss:
Sep 15, 2011