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Twekembe Kikooza Group
In this Group: Sarah, Joyce, Jane, Sarah*, Immaculate, Norah, Agness, Norah, Gladys , Getrude*, Mary, Florence
* not pictured
Sarah, 36, is a business woman who has been reckoning on her tenaciousness, strong sense of purpose, will power and steadfastness to obtain a firm footing for her eight-year-old retail business in Mukono.

Sarah lays great value on hard work. She believes her diligence and her other virtues have brought her this far. Sarah says she got motivated to try her hand in this business on sensing the rising and unmet demand for many retail commodities. "Demand for goods such as maize flour, rice and beans was very high and I knew if I could get more of these in my shop, I would be in a safe bet situation." she says.

The eight years running this business have enabled her to learn many things about business: decision making, constant planning and how to keep a business afloat. Sarah says because she sells a wide variety of retail commodities at her shop, she attracts many new and old clients alike. This, in a broad sense, keeps her business up to the mark.

Her business, she says, will continue basking in the glow of better prospects once she uses this Kiva loan to purchase more retail commodities that are in high favor with many of her old and new clients.

She says that her monthly earnings are to the tune of UGX 600,000, and she says with this Kiva loan, she is going to purchase more retail commodities, such as rice, beans, plastics and maize flour to resell.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 201
    View loans »
    Uganda Loans Fundraising
  • $32,741,350
    Funds lent in using Kiva
  • 2,390.2
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Twekembe Kikooza Group's $4,050 loan helped a member to purchase more retail commodities to resell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 7, 2011
Jun 3, 2011
Currency Exchange Loss:
Feb 2, 2012