A loan of $2,225 helped to purchase cattle.


Gulnara's story

Gulnara is 46, married and has two children. She worked as a nurse at the local hospital, but her wage was too low to cover her household expenses.

In 2001, in order to find an additional means of subsistence, she decided to engage in cattle breeding business. She started with purchasing one cow and managed to enlarge number of her cattle to two horses, two cows and ten sheep. Now this energetic woman plans to raise her monthly selling of milk products (which is about 4.500 KGS) by purchasing more milk cows. For this reason, Gulnara has applied for a loan of 100.000 KGS. With the revenues, she plans further enlargement of her business.

Bai-Tushum and Partners uses Kiva funding to target the especially vulnerable population. Bai-Tushum and Partners is one of the leading Microfinance Institutions in Kyrgyzstan. As a reliable financial partner, Bai-Tushum contributes to the economic development of the Kyrgyz Republic through the delivery of microfinance services in rural and urban areas that lead to increased employment and meet the interests of its clients and investors.



Loan details


Lenders and lending teams



Loan details