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Grigol is a 37-year-old farmer from the village of Tchvinta, in the southern part of Georgia. He is married and lives with his wife Shorena, 13-year-old daughter, 2-year-old son and mother (retired). Grigol and Shorena lead the dairy farm of the family. They have three milk cows. They sell the dairy products from the cows on the local market. The total income of the family is 600 Laris per month, including the pension of Grigol’s mother.

With the requested loan, Grigol will purchase an additional milk cow. They will get more milk and increase the sales of the dairy products. An increase in income will allow the family to purchase more household goods in order to improve the family’s living conditions.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 29
    View loans »
    Georgia Loans Fundraising
  • $8,567,900
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Grigol to purchase a milk cow.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
May 11, 2011
Jun 3, 2011
Currency Exchange Loss:
Jun 15, 2012