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Misha is a 63-year-old farmer from the village of Boslebi, Dmanisi District. He is married and lives with his wife Naziko. Misha is machine-operator by profession and works in his and nearby villages. In addition to his main profession, Misha also runs a family agricultural farm. The family has a plot of the land where potatoes, wheat, haricot and maize are grown. Harvested vegetables and corn are sold locally to the retailers.

The requested loan will be used to purchase fertilizers and potato seeds. Misha will fertilize the plot and sow the potatoes. According to Misha’s estimations, after fertilizing he will get high quality vegetables and corn and will sell them for a good price. It will improve the income of the family. This increase will be used for renovation of the house and improvement of their living conditions.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 39
    View loans »
    Georgia Loans Fundraising
  • $8,578,400
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Misha to buy fertilizers and potato seeds.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
May 6, 2011
Jun 3, 2011
Currency Exchange Loss:
Oct 15, 2011