A loan of $1,000 helped to buy electrical materials and pipes for her hardware store.

Luzmila Rufina's story

Luzmila is 59 years old. She lives on the Perimetral (ring road) on the outskirts of Guayaquil. She is married and has a hardware store.

When her husband left his last job, he received a settlement that they used to start up this business, and they work together. In the hardware store, they sell cables for $2.18, or by measurement, and pipes for $5.10. She works with her husband from 8:30 am to 6:00 pm every day. With the help of the loan, she wants to invest in more materials, such as electrical items and pipes, to sell and to stock the business better. In the future, she wants to open another location and in, addition, finish fixing up their house.

Translated from Spanish by Kiva volunteer Pam McMurry

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Loan details