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Marlon José
Marlon José is from the city of Managua. He is well-known as a hard-working person with good moral values. He has won the esteem of many people. He works in administration, and he gives the best of himself to his work colleagues.

He is currently requesting a loan from Ceprodal to buy construction materials like corrugated metal roof sheeting and structural beams. He will also use the loan to pay for labor. He will use these materials to repair the roof of his house in order to have better living conditions.
View original language description ↓
Marlon José de la ciudad de Managua, es conocido como una persona trabajadora de buenos valores morales que se ha ganado el aprecio de muchas personas, que se desempeña en el área administrativa dando lo mejor de él, a sus compañeros de labores.

Actualmente solicitó crédito a Ceprodel, este crédito tendrá lo utilizara en compra de materiales de construcción tales como zinc, perlín y pago de mano de obra. Con estos materiales reparara el techo de su vivienda para una mejor condición de vida.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 32
    View loans »
    Nicaragua Loans Fundraising
  • $26,398,725
    Funds lent in using Kiva
  • 22.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Marlon José to buy construction materials to make improvements to his house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
May 21, 2011
May 31, 2011
Currency Exchange Loss:
Dec 24, 2012