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This is Marites, 49, a resident of Cavite City, Philippines. She is married to Rene, an auto electrician, and mother to their only child. She, together with her husband and child, manages their household while operating the business. She works hard to provide income for their everyday expenses.

Marites operates a market stall store. In the Philippines, a market stall is basically a store located in the market, which sells assorted vegetable, fresh and dried fish and other raw ingredients needed for cooking. Marites earns money by getting supplies at wholesale prices and selling at retail. Her regular customers are her neighbors and the local community. She earns a minimum of 1000 Philippine pesos (PHP) in sales every day.

To help her continue operations of her business, she is requesting an 18,000 PHP loan. She will use the loan to buy vegetables, fish, and other grocery stocks to expand her product inventory. She expects a boost in her business income as she expands her business.

Marites hopes to be able to expand soon. She faithfully meets up with her co-fellowship* members to share stories of her work every week and draw strength and inspiration from the word of God she studies.

*All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay micro-finance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 476
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 43.2
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Marites to buy vegetables, fish, and other products needed in her store.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
May 10, 2011
May 31, 2011
Currency Exchange Loss:
Nov 15, 2011