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Felipe Francisco
Felipe Francisco, 45, is single living with his mother. His father is deceased. He has two children and he lives in Ventanas Canton, De Los Ríos Province.

The “El Recreo” communal bank is located in Ventanas Canton in the San Vicente de las Lomas hamlet. The members are dedicated to short cycle corn, rice, beans and soybean farming.

Felipe farms corn, rice and soybeans on his parents’ land. His purchases are made in Ventanas and sales are at daily markets especially Sunday’s.

He is asking for a loan to buy seeds, fertilizer and manure. Support from the loan will help him economically to meet his needs. The challenges he faces are competition and weather variations. His dream is to earn more income to help his mother and children economically.

During his time off he likes to go on excursions with his children.
View original language description ↓
Felipe Francisco tiene 45 años, Es soltero vive con los la madre el padre es fallecido tiene dos hijos vive en el Cantón Ventanas Provincia de los Ríos.

Los miembros de la V.R.C. EL RECREO se encuentra ubicada en el Cantón Ventanas, se encuentra ubicada en el sector del recinto San Vicente de las Lomas, esta ventanilla se dedica a labores agrícolas de ciclo corto de siembra de maíz, arroz, frejol y soya.

Felipe se dedica a la agricultura la siembra de maíz, arroz y soya en terrenos de los padres, las compras las realiza en Ventanas y las vende en las ferias de todos los días en especial la de los domingos.

Solicita el crédito para la compra de semillas, fertilizantes y abonos. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentar desafíos es la competencia y la variación del clima. Su sueño es tener mas igresos para ayudar economicamente a la madre y a los hijos.

En los momentos de descanzo le gusta pasar con los hijos.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 26
    View loans »
    Ecuador Loans Fundraising
  • $26,444,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Felipe Francisco to buy seeds, fertilizer and manure.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
May 23, 2011
May 30, 2011
Currency Exchange Loss:
Dec 15, 2011