This communal bank is called "Guadalupe SJ". It is located in the state of Puebla in México. The group is made up of 10 members. Mireya is the president of the group. She is 26 years old and has a technical degree. Her business is selling shoes. Mireya makes her living selling shoes from a catalog. She sells them to people she knows and through referrals. She started the business 1 year ago. Mireya is requesting the loan in order to purchase different brands of shoes so she can offer a greater variety, for all tastes and sizes. And she has some orders waiting for delivery. At the time she requested the loan, Mireya felt enthusiastic and a great desire to have a successful business. She is also hopeful that with this loan she will have better earnings and get more customers and a better quality of life. She uses her earnings to help her family with their household expenses. Mireya also wants to save a portion of her earnings for an emergency and to be well-prepared for any situation. Note: the woman who is hard to see in the photo is Yeni.
Este grupo se llama "Guadalupe SJ". Está ubicado en el Estado de Puebla, México. El grupo está conformado por 10 integrantes, Mireya es la presidente del grupo. Tiene 26 años, estudió una carrera técnica su negocio es de venta de zapatos. Ella se dedica a la venta de zapato por catalogo, les vende a sus conocidos y por recomendación, inició hace 1 años. Solicita el préstamo para comprar zapatos de diferentes marcas para tener más variedad y de todos los gustos y tallas, ya que tiene pedidos pendientes por entregar. Al momento de solicitar este préstamo se siente entusiasmada con muchas ganas de sobresalir en su negocio. También espera con este préstamo obtener mejores ganancias y así obtener más clientes y una mejor calidad de vida ya que con las ganancias apoya a su familia en los gastos economicos de la casa y quiere ahorrar una parte para cualquier emergencia y estar prevenida en cualquier situación. Observaciones, la señora que no se ve bien en la foto se llama Yeni.
This loan is administered by CrediComun, a Kiva Field Partner since February 2010. CrediComun is dedicated to providing loans to groups of women in rural areas in Mexico, and is beginning to lend to individuals as well. One of its newest branch offices is in Ciudad Neza, a poor suburb on the outskirts of Mexico City. CrediComun has grown rapidly since its inception in 2005, with 37 branch offices and over 350 employees, and was ranked the 12th best microfinance institution in Latin America in 2010 according to the Microfinance Information Exchange (MIX).
For more information on CrediComun, please visit its partner page. If you would like to support CrediComun and its borrowers, please visit its lending team.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.