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Adonai Plus Group
In this Group: Bernadette, Philo, Mbuyi, Julie, Georgette, Béatrice, Bakumedibi, Aimée, Charlotte, Mamie, Sidonie, Lesa, Anna
Bernadette, aged 46, is the chairwoman of the Community Bank named “Adonai Plus”. It is composed of 13 members united in solidarity for receiving Kiva loans with the goal of developing their businesses.

Bernadette has been part of the micro-enterprise world since 1992. She runs a restaurant. Her business is located to the western part of Kinshasa. She has been a faithful Hope client, having seven times obtained and properly repaid loans. Since then, her business has prospered.The loan she’ll obtain next will be used to diversify her business by purchasing 80 crates of soft drink for resale with the goal of increasing her profits.

Her business generates a profit of about $25 per day. Bernadette’s ambition is to become a soft drink provider in her environment. She is married and the mother of three children whose ages vary between 18 and 32 years old. Two of them attend school

Additional Information


HOPE International has been providing small business loans and savings services to thousands of entrepreneurs in DRC since 2004. HOPE DRC targets small business owners who can use loans to increase their inventories or invest in assets that have the potential to increase their incomes. Funds from Kiva lenders play a major role in expanding access to affordable, flexible capital for micro-entrepreneurs, 80% of whom are women.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 2
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $13,512,975
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Adonai Plus Group's $4,350 loan helped a member to diversify her business by purchasing 80 crates of soft drinks for resale.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
May 27, 2011
May 30, 2011
Currency Exchange Loss:
Nov 15, 2011