A loan of $675 helped to purchase pants, blouses, shirts, and children's clothing.

Ana Julissa's story

The José Cesario Reyes community bank meets every fifteen days in the Montecristi canton, which is known for its rich pre-colonial culture and its handicrafts, which are recognized on both a national and international level. It is also known for its famous Panama hats.

Here we meet Ana, who is 28 years old and lives in her parent's house. She has a degree in advertising and marketing. She has been a member of the community bank for two cycles and she likes it because she can improve her small business with the loans.

She is an enterprising woman who is not only content with a salary, but is always looking to improve her situation. She works as a secretary at the Notary Public of Montecristi, but she also sells clothing of all types. She sells door to door. She goes out at night after her work hours have ended, although she also has customers for whom she leaves merchandise. She offers credit to her customers and collects payments every fifteen days. She purchases her merchandise in Guayaquil every fifteen days. She has been doing this work for four years and it is going very well.

She will use this loan to purchase more merchandise, such as pants, blouses, shirts, and children's clothing.

Her dream is to have a large boutique.

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Translated from Spanish by Kiva volunteer Eileen Lloyd

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