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Zainab's Group
In this Group: Zainab , Parveen
Zainab is 44 years old and married and has a 20-year-old son and a 12-years-old daughter. Her son is a laborer while her daughter stays at home and helps Zainab perform her household duties. Zainab couldn’t educate her children due to financial constraints.

Her husband is involved in agriculture. He grows different seasonal crops in his land and sells to customers. He works very hard to fulfill the needs of his family.

Zainab has applied for a loan from Kiva partner Asasah for the further expansion of her husband’s business. He will utilize the loan in buying fertilizers, seeds and pesticides to grow better crops and increase his profits. He has been operating this business for the past six years and Zainab is hopeful that an investment will bring positive changes to his business.

She is a regular loan user of Asasah and this is her 2nd loan application. In the previous loan year, she established a good credit behavior and never missed any meeting.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 308
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 85.6
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Zainab's Group's $475 loan helped a member to buy fertilizer, seeds and pesticides for agriculture business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
May 26, 2011
May 29, 2011
Currency Exchange Loss:
May 16, 2012