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Carmen buys used furniture and sells new furniture. She’s been in this business for three years. She sells near the La Pampa Market where she has her sales stand. She lives in someone else’s house under an “anticrético” contract (a transaction whereby a property owner requests a "loan" from you in exchange for housing, which must be paid back to you at the end of your contract. If your loan is not repaid, the property owner loses the property to you.)

Her husband is in Brazil where he went to work sewing. She has two children in her care; she sees to their education and sustenance. Her work is very demanding. She has to travel three days to other cities to buy the furniture for her business.

She indicates that the loan she was granted is of great help because this money will allow her to increase her working capital buying furniture for subsequent sale. She is a very hard working person who is grateful to the institution for the support provided.
View original language description ↓
La Sra. Carmen se dedica a la compra de muebles usados y venta de muebles nuevos, la señora se dedica a esta actividad hace 3 años, vende cerca del mercado la pampa donde tiene su puesto de venta, vive en domicilio ajeno con contrato en anticrético, su esposo se encuentra en Brasil donde fue a trabajar en costura, tiene 2 hijos actualmente se hace cargo de los estudios y manutención de sus hijos, su trabajo es muy sacrificado tiene que viajar por 3 días a otras ciudades a comprar los muebles para su negocio, la señora indica que el crédito que se le otorgo es de gran ayuda porque con este dinero incrementara su capital de trabajo adquiriendo muebles para después venderlos, es una persona muy trabajadora agradecida con la institución por el apoyo brindado.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

About Bolivia

  • $5,500
    Average annual income
  • 113
    View loans »
    Bolivia Loans Fundraising
  • $36,698,475
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Carmen to buy furniture.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
May 11, 2011
May 28, 2011
Currency Exchange Loss:
Mar 15, 2013