A loan of $600 helped to buy clothes, shoes, colognes and general merchandise for men.

Niza Esther's story

Niza learned how to be a merchant over 20 years ago when she would accompany her mother who was also in this kind of business even though she never thought she’d support herself by it. She decided to call on it when her spouse lost his job and they needed to generate income to cover household expenses where there were three children whose ages were 9, 20 and 15.

So now, Niza works in her own business selling clothes, cosmetics, colognes and all sorts of merchandise that her customers order from her. She sells on credit to housewives, independent workers and employees who permanently refer new and good clients to her. Her greatest challenge is stretching her capital to be able to respond in an opportune way to her customers. This is why she approached Fundación Mario Santo Domingo to request a loan.

The Kiva loan will be her first loan and she’ll use it to respond to her customers that have requested clothes, shoes, colognes and general merchandise for men because Father’s Day is approaching and every family wants to flatter their father by giving him a gift.

Currently her children are studying. Her oldest son is in the university and she dreams with him that he’ll reach his objective of becoming a prestigious social communicator and that her other two children also will be able to access a quality education.

While Niza builds her dream she continues to work persistently to increase her capital generating a profit margin of no less than 25% which she means to increase aiming all her efforts toward this end. She is excited and willing to reach her personal and family goals in order to be happy with her husband and children.

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Translated from Spanish by Kiva volunteer Polliz

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