A loan of $3,625 helped a member to invest in beauty products from a catalog.


Perlas Del 5 De Mayo Group's story

This group is called "Perlas del 5 de Mayo" (The Pearls of 5 de Mayo). Josefina is a member of the group. She sells cosmetics through a catalog and also fried food in the mornings. This is the third time that she has requested a loan. The group was given its name because pearls make ladies beautiful and '5 de Mayo' is the name of the town where they live.

Josefina is 63 years old and only attended elementary school. She is married and has seven grown-up children: four sons and three daughters. She tells us that she has been in business for twenty years. She started out selling food from premises that she owns. Then she worked as a butcher for 10 years. She currently sells cosmetics through a catalog so that she can spend more time at home with her children and because her uncle is sick and there is nobody else who can take care of him. Josefina says that this loan will help her to stock up with products and invest in merchandise. This will make more income for her family. She believes that she is being provided an opportunity to get ahead and make progress in her business. With her loan, she has been able to support her children and help with her uncle's illness. Her plans for the future are to re-open her sales premises and sell more products so that she can make better income.

In this group: Reyna, Julia Beatriz, Karina, Marlen, Rosa Maria, Bonifacia, Josefina, Alicia*, Maria Del Socorro, Maribel
*not pictured

Translated from Spanish by Kiva volunteer Linda Oxnard



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