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Maria Ester
María Ester is 22 years old and lives in an urban area of Las Orquídeas (so called because there used to be many orchids found there), in Guayaquil. She is a single, entrepreneurial young woman who has a beauty salon.

María started her beauty business through her mom. She was her assistant until the day she became a partner in the business and from that moment on she has enjoyed working in this profession. She works together with her mom from 9.00am to 10.00pm. With the help of this loan, she would like to buy more beauty products and furniture for her premises. She dreams of owning her own beauty salon with all the tools she needs.
View original language description ↓
María Ester de 22 años, vive en una zona urbana en las Orquídeas (llamado así porque en su originalidad había muchas flores orquídeas) de Guayaquil. Es soltera joven emprendedora que tiene un gabinete de bellezas.

Empezó su negocio de belleza por medio de su mama y ella era su ayudante principiante hasta que un día se convirtieron en socia y desde ese entonce le gusta esa profesión. Labora junto con su mama de 9H00 am a 10H00 pm. Con la ayuda del préstamo quiere compra mas productos de bellezas y muebles para su local. Ella anhela tener su propio gabinete con todos los implemento necesarios.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 43
    View loans »
    Ecuador Loans Fundraising
  • $26,541,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Maria Ester to buy beauty products and furniture for her salon.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 4, 2011
May 28, 2011
Currency Exchange Loss:
Jun 15, 2012