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Julia Antonieta
Julia is 46 years old. She lives in an urban area of Las Orquídeas de Guayaquil (which is so called because there used to be a lot of orchids found there). She is single and has two children aged 18 and 10. Julia sells clothes and cosmetics through catalogs.

Originally, her business was in the bay area. Her children got sick and she didn't have anybody to look after them so she chose to have a business that didn't take up all her time. She chose to sell clothes through catalogs. With the help of this loan, Julia would like to buy clothes and beauty products to increase her profits. She would really like to rent sales premises so that she can display her merchandise.
View original language description ↓
Julia de 46 años, vive en una zona urbana en las Orquídeas (llamado así porque en su originalidad había muchas flores orquídeas) de Guayaquil. Es soltera y tiene dos hijos de 18 y 10 años, se dedica a la venta de ropa y cosméticos por catálogos.

Primero fue el negocio en la bahía y sus hijos se enfermaban y no había quien los cuidaran en eso opto por tener un negocio que no le quite el tiempo y escogió la ventas de ropa por catálogos. Con la ayuda del préstamo desea comprar mercadería de ropa y productos de bellezas para aumentar sus ganancias. Ella anhela alquilar un local para poder exhibir sus mercadería.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 73
    View loans »
    Ecuador Loans Fundraising
  • $25,587,575
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Julia Antonieta to buy catalog clothes and beauty products to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 4, 2011
May 28, 2011
Currency Exchange Loss:
May 15, 2012