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Nadezhda is married and has two grown children. She lives in Novaya Kahovka. Nadezhda sells clothing at one of the local market places in her home town. She has been in this business for 16 years. Currently, her turnover capital amounts to 21,500 Grivnyas, and her net profit is 6,000 Grivnyas a month. Nadezhda has 40,000 Grivnyas worth of inventory.

Nadezhda is seeking a loan of 15,000 Grivnyas to purchase a new assortment of summer inventory: shorts, T-shirts, swimming suits, hats, etc. She is an experienced entrepreneur who understands market demand and uses her knowledge to attract more customers. Nadezhda says her business is the main source of income for her family, which is why she works hard to keep it running efficiently and bring in a stable income.

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Ukraine

  • $8,200
    Average annual income
  • 10
    View loans »
    Ukraine Loans Fundraising
  • $6,534,900
    Funds lent in using Kiva
  • 8.0
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,900 helped Nadezhda stock an assortment of summer clothes to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 26, 2011
May 28, 2011
Currency Exchange Loss:
May 18, 2012