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Razia's Group
In this Group: Razia, Zakia, Ghulam Fatima, Sakina Kosar, Kalsoom , Parveen, Bushra
Razia is a 46-year-old widow with two sons. After her husband’s death, all three of them started to work in order to sustain the family financially. The eldest son makes furniture while the youngest son is a rickshaw driver and provides transport services to his passengers. Razia operates a clothes sales business. She sells clothes to customers in her community and earns a good amount of income every month. Along with her business, she also performs her household duties very well.

Razia has applied for a loan from Kiva partner, Asasah, for the expansion of her clothes sales business. With the loan, she will purchase clothes of different varieties in bulk in order to provide a better clothing choice to her customers. She hopes that the loan will prove to be a profitable investment for her business. She is a regular loan user of Asasah and this is her second loan application. In her previous loan year, she established good credit behavior and never missed a meeting.
Note: In the photo, the lady raising her hand is Razia.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 268
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 85.6
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Razia's Group's $1,475 loan helped a member to buy clothes for resale.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
May 25, 2011
May 28, 2011
Currency Exchange Loss:
May 16, 2012