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08.02.39 Thiệu Toán - Thiệu Hóa Group
In this Group: Ngân, Mười, Cường, Vị, Bạn
Ngan is 19 years old. She is married and does not have children. She lives and works in Thieu Hoa district, a rural area in Thanh Hoa province.

Ngan is the group leader of the 08.02.39 Thieu Toan solidarity group, which consists of 5 members. She works in the agricultural sector, raising poultry and cattle. Ngan has been involved in her business for less than a year. The main hardship that she faces is a lack of capital. She is requesting a loan to invest in her business. This will be Ngan's first loan with Thanh Hoa Fund of Poor Women. The profit she generates will be reinvested into her business and used to remodel her house.

Additional Information

About Thanh Hoa Microfinance Institution Limited Liability (Thanh Hoa MFI)

Thanh Hoa MFI works to provide credit to women and their families in the central Vietnamese province of Thanh Hoa, one of the poorest regions of the country. The institution's target clients are poor and low-income women who have the ability to work but lack the capital. Accordingly, Thanh Hoa MFI prioritizes single mothers, low-income women with children who have dropped out of primary school, and Viet Nam’s poorest women who cannot access any formal financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $5,600
    Average annual income
  • 84
    View loans »
    Vietnam Loans Fundraising
  • $16,977,375
    Funds lent in using Kiva
  • 20,550.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of 08.02.39 Thiệu Toán - Thiệu Hóa Group's $1,425 loan helped a member to purchase baby chickens and pigs and animal feed.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 8, 2011
May 30, 2011
Currency Exchange Loss:
Jun 15, 2012