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Utulivu Group
In this Group: Sakulo, Sophia, Afisa, Mohamed, Abdulah, Fatuma, Rehema, Mwajabu, Bakari, Mariam, Arapha, Shaban, Self, Hamisi, Fatuma, Husein
This borrower whose name Saluko is in his early 40s and married with five children who attend school. Since 1994, he has owned a welding contract business. Every day, he works from 7:00 in the morning until 10:00 at night to make a small monthly profit. The borrower also owns a bajaji (tricycle).

This will be Saluko’s second loan from Tujijenge Tanzania. He used his previous loan to buy a tricycle and equipment for his welding business. Saluko has successfully repaid his previous loan.

Saluko is a member of the loan group “Utulivu” which has 16 members who will hold each other accountable for paying back their individual loans. Saluko will use his portion of the loan to buy equipment for his welding business. In the future, his dream is to expand his business and purchase a tractor for farming.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 24
    View loans »
    Tanzania Loans Fundraising
  • $16,200,775
    Funds lent in using Kiva
  • 1,534.5
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Utulivu Group's $4,725 loan helped a member to buy equipment for his welding business.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
May 24, 2011
Jun 7, 2011
Currency Exchange Loss:
Oct 15, 2011