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Saima's Group
In this Group: Saima , Rukhsana, Shamim, Zaitoon
Saima has applied for a loan from Kiva partner Asasah to improve her husband’s crockery selling business. He operates his business on a cart. He sells crockery items like cups, teapots, glasses etc. He is very fair in his rates and makes good profits from his business. With the loan, he will buy crockery items to offer more variety to his customers, which will help him increase his profits and sales. He has had this business for the past nine years and Saima hopes that a loan will bring positive changes to his business and improves his income.

Saima herself is a housewife who stays at home and does her household responsibilities. She is a very active and responsible person and performs her tasks very well. She has given birth to four children: two sons and two daughters. Only her eldest son is enrolled in a school. The others are very young and have not started their education yet.

Saima is a very responsible loan user of Asasah. She has been receiving loans from Asasah for the past four years. She has always paid her installments on time and attended every meeting.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 290
    View loans »
    Pakistan Loans Fundraising
  • $17,414,050
    Funds lent in using Kiva
  • 85.6
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Saima's Group's $950 loan helped a member to buy crockery to sell.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
May 24, 2011
May 28, 2011
Currency Exchange Loss:
May 15, 2012