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Kosal, 47, resides in Kampong Cham province, Cambodia, an area known for rubber plantations. Kosal is a farmer, earning an income of $0.63 US per day to help cover the family's expenses. Her husband produces fishing tools to sell, earning an income of $3 per day. Each month, the family has to spend $100 on food and $25 on the other necessary expenses.

Kosal is requesting a loan of $1000 to expand her brother's business by selling and purchasing gold and platinum. This will be her first from CREDIT, a long-standing Kiva partner. Her husband appears in the photograph.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 68
    View loans »
    Cambodia Loans Fundraising
  • $41,753,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Kosal to expand her brother's business of gold and platinum purchase and sales.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
May 6, 2011
May 28, 2011
Currency Exchange Loss:
Jul 24, 2012