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Angela Gardenia
Angela, 50, has a small beauty salon. In her youth, she worked as an assistant in a hair salon. Little by little she saved money so that she could have her own place of business.

Now she starts work each morning in her own beauty salon. She has gradually managed to buy all of the tools and equipment that she needs to work effectively with her customers. She works from 10am until 10pm every day. She does haircuts, dyes, hair straightening, makeup, etc.

She has a lot of aspirations for her business, and for this reason she wants a loan so that she can buy cosmetics to sell in her salon. In the future, she wants to expand her salon.
View original language description ↓
Angela de 50 años, tiene un pequeño salón de belleza ya que en su juventud trabajo como ayudante en una peluquería. Poco a poco fue guardando dinero para poder tener su propio local.

En la actualidad trabaja desde muy temprano en su propio local de belleza. Poco apoco a comprado todos los implementos y herramientas para trabajar con eficiencia para sus clientes. Trabaja desde las 10h00am hasta las 20h00pm todos los días. Hace cortes de cabello, tinturados, anchados, maquilla etc.

Tiene muchas aspiraciones con su negocio por eso quiere el préstamo para comprar cosméticos y poderlos vender en su local. En el futuro quiere agrandar el local.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 41
    View loans »
    Ecuador Loans Fundraising
  • $26,542,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Angela Gardenia to buy cosmetics for her beauty salon.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Apr 29, 2011
May 27, 2011
Currency Exchange Loss:
Jun 15, 2012