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Martha Cecilia
Martha Cecilia is 39 years old, single and lives with her parents in Chillanes Canton, Bolívar Province.

The “Patrón San Miguel” (Patron Saint Michael) communal bank’s members are located in Pailaloma Recinto, 60 minutes from the office. It belongs to Chillanes Canton. This communal bank has 13 members dedicated to corn, potato and wheat farming.

Martha is a corn, potato and wheat farmer. She buys her supplies in Chillanes and in San Pablo at the end of each month and her sales take place during the Sunday market in Chillanes.

She is asking for the loan to buy some farming supplies in addition to fertilizer and manure. Support from the loan will help her economically to meet her needs and increase production. The challenges she faces are infestations, illnesses and weather variations. Her dream is to buy livestock some day to go into animal raising.

She enjoys spending time with her family.
View original language description ↓
Martha Cecilia tiene 39 años, es soltera vive con los padres en el Cantón Chillanes Provincia de Bolívar.

Los miembros de la V.R.C. COOPERATIVA Patrón San Miguel se encuentra ubicada en el recinto Pailaloma a 60 minutos de la oficina pertenece al Cantón Chillanes, esta ventanilla de 13 miembros se dedica a las labores agrícolas de cultivos de maíz, papas y trigo.

Martha se dedica a la agricultura a la siembra de maíz, papas y trigo, los productos los compra en Chillanes y en San Pablo cada fin de mes y los vende en la feria de los domingos en Chillanes.

Solicita el crédito para la comprar de insumos para los cultivos además de fertilizantes y abonos. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades y aumentar la producción. Enfrentar desafíos como las plagas y enfermedades y la variedad del clima. Su sueño es algun dia comprar ganado para dedicarse a la cianza y venta de estos.

Le gustar pasar tiempo con la familia.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 73
    View loans »
    Ecuador Loans Fundraising
  • $25,580,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Martha Cecilia to buy farming supplies, fertilizer and manure.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
May 20, 2011
May 26, 2011
Currency Exchange Loss:
Jun 17, 2012