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This is 26-year-old Miniru. He is married and has two children, aged 6 and 2. In 2005, Miniru established his provisions business. He began his business because he wanted to have more income to provide a livelihood for his family. Working seven days a week and thirteen hours a day, he earns about $210 every month from this business.

He would like a loan in the amount of 3,000,000 SLL. Miniru requires a loan in order to buy milk, sugar, margarine, an additional carton of sweets, a carton of Tiger batteries, a carton of Bama mayonnaise and a carton of cheese. He hopes that this loan will enable him to increase his monthly profits by approximately $47. In the future, Miniru plans to get a bigger shop and to educate his children. He thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 46
    View loans »
    Sierra Leone Loans Fundraising
  • $10,068,550
    Funds lent in using Kiva
  • 4,310.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Muniru to buy milk, sugar, margarine, sweets, batteries, mayonnaise and cheese.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 20, 2011
May 28, 2011
Currency Exchange Loss:
Nov 25, 2011