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Twubakane Group
In this Group: J.pierre, Godefroid, Marcelinne, Vedaste, Felix, Emmanuel, Josué, Christine, Costasie, Antoinne, David, Marcel, Dieudonné, Vincent, Jean Damascène, Philemon, Emmanuel, Dathive, Joseph, Thégène*, Damien, Boniface
* not pictured
Jean Pierre has been a client of ACB since 2011. He is a member of the Twubakane group. He was born in Rwanda and has three years of secondary education. He is married with three children between the ages of 1 and 6 years. Two of his children are in school. This is his first loan cycle. Jean Pierre is going to use the loan to pay for labor costs and to buy chemical fertilizers for rice farming. His strategy is to increase his cultivable land and to use fertilizers to increase his production. In the future, he wants to be able to self-finance, educate his children up to the university level, and to have electricity in his home. Jean Pierre also raises small livestock.
View original language description ↓
Jean Pierre est client d’ACB depuis 2011, il est membre du groupe Twubakane, il est né au Rwanda, son éducation est de 3 ans secondaire, il est marié, il a 3 enfants entre 6 et 1 an, 2 de ses enfants vont à l’école. C’est son premier cycle de prêt, Jean Pierre va utiliser le prêt pour l’agriculture de riz en paiement de main d’œuvre et achat d’engrais chimique. Sa stratégie est d’augmenter la surface à cultiver et l’utilisation des felitilisants pour augmenter la production agricole. Dans l’avenir, il veut être capable de s’autofinancer et éduquer ses enfants jusqu'à l’université et avoir l’électricité dans sa maison. Jean Pierre est aussi éleveur des petits bétails.

Additional Information

About Amasezerano Community Banking, S.A.

Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,700
    Average annual income
  • 30
    View loans »
    Rwanda Loans Fundraising
  • $18,266,225
    Funds lent in using Kiva
  • 592.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of Twubakane Group's $3,200 loan helped a member to buy fertilizer for his planting.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
At end of term
May 20, 2011
May 25, 2011
Currency Exchange Loss:
Oct 15, 2011