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Marife is from Gango, Ozamiz City. She is 40 years old and blessed with only one school-aged child.

Marife owns and operates a “sari-sari” (retail) store. She has been engaged in her business for 18 years since she married her husband. She earns approximately 10,000 PHP a month.

In July 2009, Marife joined Paglaum MPC to gain access to financial services to help improve her business and living situation. She has successfully repaid a previous loan from PMPC.

Marife is now requesting a new loan of 50,000 PHP, which will be used to purchase more products to sell and to buy housing materials for her house improvement. This will be her 4th from PMPC. She plans to use the additional revenue generated from the business to improve the general living conditions of her family.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 341
    View loans »
    Philippines Loans Fundraising
  • $70,737,375
    Funds lent in using Kiva
  • 43.5
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Marife to buy housing materials for house improvement.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Apr 29, 2011
May 30, 2011
Currency Exchange Loss:
Nov 15, 2012