A loan of $200 helped to purchase additional canned goods, snack foods & beverages.


Josephine's story

Josephine, from the village of Malipayon, Pangantucan, Bukidnon, is 43 years old, married and has two grown children. To make a living, Josephine owns and operates a sari-sari (variety) retail shop selling canned goods, snack foods, beverages, shampoo, soap and biscuits in the local community. Engaged in her business for over five years, she earns approximately 10000 PHP a month.

In 2010, Josephine joined HSPFI to gain access to financial services to help improve her living situation and ability to engage in business activities. Having repaid her previous loan of 5000 PHP from HSPFI that was used to purchase additional inventory and as working capital, she is requesting her second loan for 8000 PHP to purchase more canned goods, snack foods and beverages. Josephine plans to use the additional revenue generated from the business to improve/expand her store.

About HSPFI:

HSPFI is one of the accredited partners of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.



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